Purchase Loan
Expand Your
Healthcare Infrastructure.
Strategic financing for horizontal and vertical expansion. From acquiring new property to adding floors, we fund your growth ambitions.
Overview
Arogya Capital provides specialized Purchase Loan solutions designed exclusively for healthcare professionals and institutions. Whether you're a doctor planning to set up a new clinic, expand your existing facility, or acquire property for diagnostic centers, we offer comprehensive financing solutions tailored to your needs.
Our purchase loans come with competitive interest rates, flexible repayment options, and high loan-to-value ratios, making it easier for healthcare businesses to acquire prime commercial properties in strategic locations.
We understand the unique challenges of property acquisition in the healthcare sector and provide end-to-end support from property identification to loan disbursement, ensuring a smooth and hassle-free experience.
Key Features
Comprehensive property purchase financing for healthcare businesses
High LTV up to 80%
Maximum financing against property value
Fast processing
Technical & legal verification in 7-10 days
Flexible tenure
Up to 20 years repayment period
Prime locations
Support for properties in commercial areas
Construction loans
Financing for under-construction properties
Top-up facility
Additional funding for fit-outs and equipment
Benefits
Why choose Arogya Capital for your property purchase financing
Strategic Location Support
Financing for properties in prime healthcare corridors and commercial hubs
Complete Property Solutions
From land acquisition to construction financing under one roof
Tax Benefits
Interest deduction under Section 24(b) and principal under Section 80C
Asset Appreciation
Real estate investment with long-term value appreciation potential
Business Expansion
Use property equity for additional healthcare facility expansion
Portfolio Diversification
Balance your investment portfolio with real estate assets
Eligibility
Who can apply for purchase loan financing
Healthcare Professionals
Financial Criteria
Property Requirements
Documents Required
Complete documentation for smooth loan processing
Identity Proof
PAN Card, Aadhaar, Passport, Driving License
Address Proof
Utility bills, Aadhaar, Property documents
Income Documents
IT returns, bank statements, salary slips
Business Proof
Registration certificate, GST registration
Property Documents
Agreement to sell, title search report
Financial Statements
Balance sheet, P&L for 2-3 years
Bank Statements
12 months business and personal statements
Medical Qualifications
MBBS certificate, registration certificates
Property Valuation
Approved valuer report for the property
Application Process
Simple 5-step process to get your purchase loan approved
Initial Consultation
Discuss property requirements and budget
Property Selection
Shortlist and evaluate suitable properties
Documentation
Submit loan and property documents
Loan Processing
Technical and legal verification
Approval & Transfer
Loan disbursement and property transfer
Frequently Asked Questions
We offer comprehensive healthcare financing solutions including hospital property mortgages, medical equipment loans, project finance for new constructions, purchase financing for existing properties, and takeover loans for refinancing existing debt.
Our minimum loan amount starts from ₹1 crore for most healthcare financing solutions. For medical equipment financing, we offer loans starting from ₹10 lakhs depending on the equipment type and requirements.
Our streamlined process typically takes 7-15 working days for approval, depending on the loan type and documentation completeness. Medical equipment loans can be processed in as little as 3-5 working days.
Required documents include business registration, financial statements, property documents, medical licenses, project reports (for new projects), and personal KYC documents. The exact requirements vary by loan type.
Yes, we specialize in project finance for new hospital constructions, expansions, and healthcare infrastructure development. We offer end-to-end financing from land acquisition to operational phase.
Loan tenure varies by product: up to 15 years for mortgages, up to 20 years for project finance, and up to 7 years for equipment financing. Tenure is determined based on cash flow projections and project viability.