Mortgage Loan / LAP
Unlock the True Value of
Your Hospital Property.
Empower your healthcare vision with high-value financing leveraged against your hospital assets. Fast, flexible, and future-ready.
Overview
Arogya Capital offers specialized Mortgage Loan (Loan Against Property - LAP) solutions designed exclusively for hospitals, clinics, and healthcare institutions. By using your existing property as collateral, you can unlock substantial funds to expand operations, upgrade medical infrastructure, or manage working capital efficiently.
Our expert team understands the unique requirements of healthcare businesses and provides customized loan solutions that align with your growth objectives while ensuring minimal disruption to your operations.
Whether you need funds for expanding your facility, purchasing advanced medical equipment, or managing day-to-day operations, our LAP solutions provide the financial flexibility you need to thrive in the competitive healthcare sector.
Key Features
Comprehensive loan solutions tailored for healthcare property financing
Funding up to ₹100 Crore+
High-value financing for large healthcare projects
Tenure up to 15 years
Long-term repayment flexibility
Competitive ROI from 8.5%
Attractive interest rates for healthcare businesses
High LTV on hospital properties
Up to 70% of property value as loan
Multiple usage options
Expansion, equipment, working capital
Fast processing
Quick approval and disbursement
Benefits
Why choose LAP financing for your healthcare business
Eligibility
Who can apply for LAP financing
Healthcare Professionals
Financial Criteria
Property Requirements
Documents Required
Complete documentation for smooth loan processing
KYC Documents
PAN Card, Aadhaar, Passport, Voter ID
Property Documents
Title deed, tax receipts, encumbrance certificate
Financial Statements
Balance sheet, P&L account for 3 years
Bank Statements
12 months business and personal statements
IT Returns
Last 3 years income tax returns
Business Proof
Registration certificate, licenses, permits
Property Valuation
Recent valuation report from approved valuer
Legal Documents
Partnership deed, MOA, AOA if applicable
Insurance Papers
Property insurance documents
Application Process
Simple 5-step process to get your LAP approved
Initial Consultation
Discuss your requirements and property details
Property Evaluation
Technical and legal valuation of your property
Documentation
Submit required documents and financial statements
Loan Structuring
Customize loan terms based on your needs
Approval & Disbursement
Final approval and fund transfer within 7-10 days
Frequently Asked Questions
We offer comprehensive healthcare financing solutions including hospital property mortgages, medical equipment loans, project finance for new constructions, purchase financing for existing properties, and takeover loans for refinancing existing debt.
Our minimum loan amount starts from ₹1 crore for most healthcare financing solutions. For medical equipment financing, we offer loans starting from ₹10 lakhs depending on the equipment type and requirements.
Our streamlined process typically takes 7-15 working days for approval, depending on the loan type and documentation completeness. Medical equipment loans can be processed in as little as 3-5 working days.
Required documents include business registration, financial statements, property documents, medical licenses, project reports (for new projects), and personal KYC documents. The exact requirements vary by loan type.
Yes, we specialize in project finance for new hospital constructions, expansions, and healthcare infrastructure development. We offer end-to-end financing from land acquisition to operational phase.
Loan tenure varies by product: up to 15 years for mortgages, up to 20 years for project finance, and up to 7 years for equipment financing. Tenure is determined based on cash flow projections and project viability.